When shoppers buy online, they will typically place an order for a product or service on a merchant’s website. They will enter their payment details – credit/debit card details or other payment methods – on secure web or cart pages (URL being prefixed with “HTTPS”), after which the information is encrypted by the web browser and sent to either the merchant’s servers or to a Payment Service Provider or payment gateway that the merchant uses to accept payments.
Understanding Online Payments
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